Visa Business Credit Card

The Business Credit Card you should expect from the financial cooperative that knows your business.
Our Visa Business Credit Card offers the great benefits you expect, like zero annual fees and reward points on all purchases, plus more. Staying committed to going above and beyond, we also offer additional perks, like travel insurance, flexible credit limits, low fixed rates, and more.

PRODUCT FEATURES

1. Earn Merchandise Rewards
   Receive one point for every dollar you spend and redeem for merchandise, gift cards, or travel experiences.
2. Visit CURewards
3. Travel Insurance
   Use your card to book travel & protect your trip.
4. Enhanced Security
   Enhanced debit card security with EMV chip technology.
5. Visa Alerts
   Stay on top of your credit card spending by text or email with Visa Alerts. Monitor your balance, track spending, and more.
6. Monthly Reports
   Monthly company reports showing transactions by category.
7. Multiple Users
   Multiple users with varying credit limits all under one control account
8. Low Fixed Rates
   Low fixed rates starting as low as 8.99% Annual Percentage Rate.
9. Visa Savings Edge merchant discounts
   Visa Savings Edge merchant discounts
10. Flexible Credit Limit
    Get the credit limit you need with limits up to $50,000 (higher limits may be available).

Business Credit Card Checklist

If you recently applied for a business loan with Fixedeposit Credit Union, please contact our Business Services department to determine if any information needs to be updated. We ask that you make copies of all documentation that you submit with your credit card application, as we will retain your submitted paperwork.

Please gather the subsequent list of documents prior to your appointment with a Fixedeposit  representative. The “Business Application” and “Personal Financial Statement” can be printed by clicking the links provided.

What You Need to Apply:

1. Business Application
2. Personal Financial Statement
3. Last 2 years of Personal Federal Tax Returns with all attached schedules and W2’s
4. Last 2 years of Business Tax Returns with all attached schedules
5. Interim Profit & Loss and Balance Sheet
6. Rent Roll to include property taxes, insurance, mortgage payment, and loan balance, if applicable.

The final decision will be based on credit worthiness. Rate subject to change. Other documentation may be required to complete the Visa card application process. Discuss full terms and conditions with your account representative.