Share Savings

A Share Savings Account is opened with a simple $5 deposit — the same amount used to found Fixedeposit in 1952.
When you open a Share Savings Account, you become more than a customer, you become a Fixedeposit member. This means that you share ownership in the credit union, and we take pride in serving you. This account establishes your membership and makes you eligible for all other Fixedeposit Credit Union services. Find out how you can earn 5% Annual Percentage Yield on your first $1,000 in savings with the Pick 5 account.

The $5 used to open your Share Savings Account remains in your account as your share into the credit union, allowing a vote at our annual meeting. Did you know you can open a Secondary Share Savings account? This account is tied to your primary Share Savings but can be a separate savings account for that upcoming expense, vacation fund, or down payment on a new home!

*Regulatory Account Limitations: No more than six (6) pre-authorized, automatic, or telephone transfers may be made from each account to another account or to a third party in any month. If you exceed these limitations, your account may be subject to a fee or be closed.

PRODUCT FEATURES

1. eStatements
   View your account history anytime through eStatements. Paper statements also available.
2. 24/7 Access
   Access your account anytime through any of our Smart ATMs, Online and Mobile Banking, or by telephone with Automated Access. The choice is yours.
3. Account Alerts
   Stay on top of your account by text or email with Account Alerts. Monitor your balance, track a deposit, and more.
4. Nationwide Access
   Out-of-town? We have 5,000 CO-OP Shared Branches nationwide for easy access to your money wherever you go.
5. Insured by NCUA
   Rest easy knowing your account is federally insured up to $250,000.
6. No Fees or Service Charges
   Ever.
7. Quarterly Dividends
   Every owner earns their share. Earn interest on your account based on the Average Daily Balance.
8. Automatic Transfers
   Set up automatic transfers within Online Banking to help reach your savings goals.
9. Use as Overdraft Protection
   Your Share Savings Account can be linked to your checking account for Overdraft Protection.

Share Savings Account

*This annual percentage yield is accurate as of the last dividend declaration date. **Regulatory Account Limitations: No more than six (6) pre-authorized, automatic, or telephone transfers may be made from each account to another account or to a third party in any month. If you exceed these limitations, your account may be subject to a fee or be closed.