We have a range of loan options and lines of credit that can meet your needs and budget.
By being member-owned, we are able to return our earnings to you in the form of higher rates on shares and lower rates on loans. If you are not already a member, join us today and start taking advantage of our great rates.
Auto Loans
Loans |
APR as low as |
Maximum Term |
|---|---|---|
New Auto and Previous 3 Years and Up – Less than 30,000 miles |
3.24% |
36 months |
New Auto and Previous 3 Years and Up – Less than 30,000 miles |
3.49% |
66 months |
New Auto and Previous 3 Years and Up – Less than 30,000 miles |
3.79% |
75 months |
New Auto and Previous 3 Years and Up – Less than 30,000 miles |
4.54% |
84 months |
Previous 3 Years and up – More Than 30,000 miles |
3.49% |
66 months |
Previous 3 Years and up – More Than 30,000 miles |
3.79% |
72 months |
Used Auto (4-6 years old) |
3.99% |
66 months |
Used Auto (7-24 Years) |
4.99% |
54 months |
Antique Automobiles (25 yrs old) |
5.50% |
48 months |
Rebuilt Automobiles |
5.50% |
48 months |
Effective 4/1/2020
All rates and terms are subject to change without notice. Must be a Fixedeposit Credit Union member to apply; All loans and credit cards subject to credit approval; Actual rate will be determined by the credit worthiness of the borrower. Other restrictions may apply. Rates are subject to change without notice. APR = Annual Percentage Rate.
Recreational Loans
Loans |
APR |
Maximum |
|---|---|---|
New/Used Motorcycle & 4 Wheelers NADA Retail More than $10,000 |
as low as 4.50% |
60 Months |
New/Used Motorcycle & 4 Wheelers NADA Retail More than $10,000 |
as low as 4.74% |
72 Months |
New Motorcycle & 4 Wheeler |
as low as 4.49% |
60 Months |
Used Motorcycles & 4 Wheelers |
as low as 4.99% |
48 Months |
New Motor Home |
as low as 5.00% |
144 Months |
Used Motor Homes |
as low as 5.49% |
120 Months |
New 5th Wheel |
as low as 5.49% |
144 Months |
New Travel Trailers |
as low as 5.99% |
84 Months |
Used Travel Trailers |
as low as 6.00% |
60 Months |
New Watercraft |
as low as 4.49% |
60 Months |
New Watercraft |
as low as 4.79% |
84 Months |
New Watercraft |
as low as 5.49% |
120 Months |
Used Watercraft |
as low as 4.49% |
48 Months |
Used Watercraft |
as low as 4.99% |
60 Months |
Used Watercraft |
as low as 5.49% |
72 Months |
Used Watercraft – Previous 3 Years & up (Minimum $25,000) |
as low as 6.49% |
120 Months |
New Waverunners |
as low as 4.99% |
60 Months |
New Waverunners |
as low as 4.99% |
72 Months |
Used Waverunners |
as low as 6.25% |
48 Months |
Effective 4/1/2020
Home Loans
Loans |
APR |
Maximum Term |
|---|---|---|
30 Year Fixed Rate |
Call 1-800-239-6033 for the latest rate |
30 years |
15 Year Fixed Rate |
Call 1-800-239-6033 for the latest rate |
15 years |
Home Equity Line of Credit |
as low as 4.00% |
10 year draw, 20 year payback |
3/3 Adjustable Rate Mortgage |
as low as 3.00% |
3 years (amortized over 30 years) |
5/5 Adjustable Rate Mortgage |
as low as 3.25% |
5 years (amortized over 30 years) |
Short Term Fixed |
as low as 3.00% |
7 years |
Construction Loan |
as low as 4.99% |
12 months |
Land Loan |
as low as 4.75% |
15 years |
5/5 Adjustable Rate Mortgage – 100% of Purchase Price |
as low as 3.25% |
5 years (amortized over 30 years) |
Effective 5/1/2020
* All rates and terms are subject to change without notice.
All loans and credit cards subject to credit approval; Actual rate will be determined by the credit worthiness of the borrower. Other restrictions may apply. Rates are subject to change without notice. Equal Housing Lender. The annual percentage rates (APR) on adjustable-rate home loans may vary and are subject to change after consummation. Please call a loan officer for down payment information.
Other Loans
Loans |
APR |
Maximum Term |
|---|---|---|
Unsecured Personal |
as low as 8.99% |
60 months |
Lawnmowers and Utility Trailers |
as low as 5.24% |
48 months |
Farm Equipment |
as low as 5.24% |
60 months |
Effective 4/1/2020
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