Save and earn, without surprises, on your own terms.
With a Certificate, you will earn a guaranteed, fixed rate of return with a fixed date of withdrawal. The longer you choose to save, the more interest you can earn — no matter how Wall Street’s doing.
PRODUCT FEATURES
- Insured by NCUA
Rest easy knowing your account is federally insured up to $250,000. - No Service Charges
Although, early withdrawal penalties apply. - Your Choice of Terms
Terms range from 90 days to 6 years. - Low Minimum Deposits
As little as $500 can get you started.
CERTIFICATE RATES
Certificates
Type |
DIV/INT |
APY |
Minimum |
|---|---|---|---|
90 Days |
0.15% |
0.15% |
$500 |
6 months |
0.35% |
0.35% |
$500 |
12 months |
0.45% |
0.45% |
$500 |
18 months |
0.50% |
0.50% |
$500 |
24 months |
0.65% |
0.65% |
$500 |
30 months |
0.75% |
0.75% |
$500 |
36 months |
0.85% |
0.85% |
$500 |
48 months |
0.95% |
0.95% |
$500 |
60 months |
1.00% |
1.00% |
$500 |
72 months |
1.00% |
1.00% |
$500 |
Effective 6/26/2020 – 7/2/2020
Annual Percentage Yield (APY) assumes interest remains on deposit until maturity. Monthly interest paid will earn Interest Rate. A Share Savings Account is required. Certificate rates are fixed upon opening the account. Early withdrawal penalties apply. Fees may reduce earnings.
IRA Certificates (Includes Roth)
Type |
DIV/INT Rate |
APY |
Minimum |
|---|---|---|---|
12 Months |
0.45% |
0.45% |
$500 |
36 Months |
0.85% |
0.85% |
$500 |
60 Months |
1.00% |
1.00% |
$500 |
Effective 6/26/2020 – 7/2/2020
The compound interest earned with this certificate can be calculated monthly or quarterly.