Drive away knowing you made the best financial decision.
Shopping for a car poses so many questions. New or used? Automatic or standard? Cloth or leather? Selecting the right loan shouldn’t be as hard. We make it easy. We are here to help you find what works best for you, without the hassle.
Our auto loans boast these competitive features:
- Low interest rates
- No application fees — ever
- Borrow 100% of the vehicles cost
- Flexible payback options
- Convenient application process and payment options
PRODUCT FEATURES
- Low Rates
As a nonprofit cooperative, we keep our loan rates low by returning profits to our members in the form of better rates. - No Application Fees
Ever. - Convenient Payment Options
Conveniently pay off your loan through Online or Mobile Banking, automatic payments, or your local branch. - Borrow Up To 100%
Borrow up to 100% of the vehicle’s cost. This gives you access to the ride you truly want. - Apply Conveniently
Apply for an Auto Loan in the way you find most convenient: online, in a branch, telephone, or complete it all on-site at a participating dealership. - Pay Back On Your Terms
Pay at a pace that is right for you with terms up to 75 months.
Auto Loans
Loans |
APR as low as |
Maximum Term |
---|---|---|
New Auto and Previous 3 Years and Up – Less than 30,000 miles |
3.24% |
36 months |
New Auto and Previous 3 Years and Up – Less than 30,000 miles |
3.49% |
66 months |
New Auto and Previous 3 Years and Up – Less than 30,000 miles |
3.79% |
75 months |
New Auto and Previous 3 Years and Up – Less than 30,000 miles |
4.54% |
84 months |
Previous 3 Years and up – More Than 30,000 miles |
3.49% |
66 months |
Previous 3 Years and up – More Than 30,000 miles |
3.79% |
72 months |
Used Auto (4-6 years old) |
3.99% |
66 months |
Used Auto (7-24 Years) |
4.99% |
54 months |
Antique Automobiles (25 yrs old) |
5.50% |
48 months |
Rebuilt Automobiles |
5.50% |
48 months |
Effective 4/1/2020
All rates and terms are subject to change without notice. Must be a Fixedeposit member to apply; All loans and credit cards subject to credit approval; Actual rate will be determined by the credit worthiness of the borrower. Other restrictions may apply. Rates are subject to change without notice. APR = Annual Percentage Rate.