Credit Cards

Expand your purchasing power and earn rewards while you do it.
You save money with low rates and no annual fee on all of our credit cards, so the only decision left is whether you want to earn merchandise rewards or get cash back. Plus, you can rest easy knowing you have the local service (and rate) you expect from your credit union.

Credit Cards

Effective 1/2/2021
HERE’S A CREDIT CARD COMPARISON

Visa Platinum Cash Back Credit Card

With no annual fee, an unbelievably low rate starting at 8.99%, and unlimited 1% cash back, Fixedeposit’s Platinum Visa Cash Back card is one of the best credit cards around.

With your cash back, you have the freedom to spend your reward how you choose. Put it in a savings account, spend it on something fun, or if you carry a balance, you can pay it down; the choice is yours.

Are you ready to experience the benefits of a cash rewards credit card?

More About Cash Back Cards

Visa Platinum Merchandise Credit Card

Enjoy low rates, no annual fee, and rewards points for every dollar you spend so you can redeem your points for merchandise, gift cards, or travel experiences.

There’s no need to worry about rotating bonus categories and remembering what you’ll earn points on this month or quarter. Easily earn points for every dollar and treat yourself.

Are you ready to secure your Fixedeposit Credit Union Visa Platinum Rewards card?

More About Rewards Cards

PRODUCT FEATURES

1. Low Rate
   Enjoy annual percentage rates as low as 8.99%.
2. Mobile App
   Manage your card with our new, redesigned credit card mobile app, LCU Visa.
3. No Annual Fee
   And not just for the first year. $0 every year.
4. No Balance Transfer Fee
   Transfer your balance from another card at no charge.
5. No Fee for Cash Advance
   Get cash from your Platinum Visa at an ATM or in a branch for no additional charge.
6. Free Travel Insurance
   Use your card to book travel & protect your trip.
7. Visa Alerts
   Stay on top of your credit card spending by text or email with Visa Alerts. Monitor your balance, track spending, and more.
8. Free Rental Insurance
   Rent a vehicle with your Platinum Visa and you’re automatically in free Automotive Rental Collision Insurance.
9. Visa Checkout
   Pay on any website that accepts Visa Checkout — no need to re-enter checkout information — and still receive the points from your card that you deserve.
10. Verified by Visa
    Verified by Visa helps ensure that payments are made by the rightful owner of the Visa account, to make online purchases more secure.
11. Free Credit Score
    Monitor your FICO® Score on each monthly statement.