Auto Loans

Drive away knowing you made the best financial decision.

Shopping for a car poses so many questions. New or used? Automatic or standard? Cloth or leather? Selecting the right loan shouldn’t be as hard. We make it easy. We are here to help you find what works best for you, without the hassle.

Our auto loans boast these competitive features:

  • Low interest rates
  • No application fees — ever
  • Borrow 100% of the vehicles cost
  • Flexible payback options
  • Convenient application process and payment options

PRODUCT FEATURES

  1. Low Rates
    As a nonprofit cooperative, we keep our loan rates low by returning profits to our members in the form of better rates.
  2. No Application Fees
    Ever.
  3. Convenient Payment Options
    Conveniently pay off your loan through Online or Mobile Banking, automatic payments, or your local branch.
  4. Borrow Up To 100%
    Borrow up to 100% of the vehicle’s cost. This gives you access to the ride you truly want.
  5. Apply Conveniently
    Apply for an Auto Loan in the way you find most convenient: online, in a branch, telephone, or complete it all on-site at a participating dealership.
  6. Pay Back On Your Terms
    Pay at a pace that is right for you with terms up to 75 months.

Auto Loans

Loans
APR as low as
Maximum Term
New Auto and Previous 3 Years and Up – Less than 30,000 miles
3.24%
36 months
New Auto and Previous 3 Years and Up – Less than 30,000 miles
3.49%
66 months
New Auto and Previous 3 Years and Up – Less than 30,000 miles
3.79%
75 months
New Auto and Previous 3 Years and Up – Less than 30,000 miles
4.54%
84 months
Previous 3 Years and up – More Than 30,000 miles
3.49%
66 months
Previous 3 Years and up – More Than 30,000 miles
3.79%
72 months
Used Auto (4-6 years old)
3.99%
66 months
Used Auto (7-24 Years)
4.99%
54 months
Antique Automobiles (25 yrs old)
5.50%
48 months
Rebuilt Automobiles
5.50%
48 months
Effective 4/1/2020

All rates and terms are subject to change without notice. Must be a Fixedeposit member to apply; All loans and credit cards subject to credit approval; Actual rate will be determined by the credit worthiness of the borrower. Other restrictions may apply. Rates are subject to change without notice. APR = Annual Percentage Rate.

Useful information

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    Student Loan Suspension: What Does It Mean?

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  • How Do Auto Loans Work From Credit Unions?

    How Do Auto Loans Work From Credit Unions?

    Learn more about the process of borrowing money for an auto loan through your local credit union When you get an auto loan, you have many choices regarding a lender. If you are considering a credit union to finance your new car you might be wondering, how do auto loans work from credit unions? Keep reading […]Learn more
  • The Best Time To Buy A New Car With An Auto Loan

    The Best Time To Buy A New Car With An Auto Loan

    Figuring out what new car you’re buying is probably at the top of your priorities – but did you know you should also be conscious of when to buy it? Buying a new car is a big decision! While you’re choosing the color vehicle you want and the fancy features you desire, there are other […]Learn more
  • Things You Need to Know Before Getting a Used Car Loan

    Things You Need to Know Before Getting a Used Car Loan

    There are many things you will have to prepare and consider when getting a used car loan. Learn more about our tips and tricks for setting yourself up for success with used auto lending. You may be considering getting a used car loan for your next vehicle purchase, but have some questions. Consider these tips as […]Learn more
  • How Are Auto Loans Calculated? (And Why You Should Care)

    How Are Auto Loans Calculated? (And Why You Should Care)

    Learn how auto loans are calculated and why knowing the reason behind it is essential. When shopping for an auto loan, you know that you want the best rate and the lowest payment you can get. But do you ever stop to think about how auto loans are calculated? If not, it’s time to have […]Learn more