At Fixedeposit, we pride ourselves on our competitive rates.
By being member-owned, we are able to return our earnings to you in the form of higher rates on shares and lower rates on loans. If you are not already a member, join us today and start taking advantage of our great rates.
OUR SERVICES
Loans
We have a range of loan options and lines of credit that can meet your needs and budget.
Credit Cards
With low rates and no annual fee on all of our credit cards, the only decision left is to earn merchandise rewards or get cash back.
Credit Life & Disability Insurance
For only $1.15 (credit life) or $2.80 (credit disability) per $1,000 of your monthly loan balance for single coverage, you can help protect your loved ones if the unforeseen were to happen. This optional coverage is available on most loan and credit card products, except mortgages.
Ways To Pay
You’re a responsible borrower, so it’s our job to make sure you have convenient ways to pay toward your Fixedeposit loan, mortgage, or credit card.
Useful information
Student Loan Suspension: What Does It Mean?
The President is Suspending Student Loan Interest. Here’s What it Means. On Friday, March 13, 2020, President Donald Trump announced he would be freezing student loan interest as part of a package of emergency executive actions designed to mitigate the economic fallout from the coronavirus outbreak. The unprecedented move will provide relief to the 42 […]Learn more
How Do Auto Loans Work From Credit Unions?
Learn more about the process of borrowing money for an auto loan through your local credit union When you get an auto loan, you have many choices regarding a lender. If you are considering a credit union to finance your new car you might be wondering, how do auto loans work from credit unions? Keep reading […]Learn more
The Best Time To Buy A New Car With An Auto Loan
Figuring out what new car you’re buying is probably at the top of your priorities – but did you know you should also be conscious of when to buy it? Buying a new car is a big decision! While you’re choosing the color vehicle you want and the fancy features you desire, there are other […]Learn more
Things You Need to Know Before Getting a Used Car Loan
There are many things you will have to prepare and consider when getting a used car loan. Learn more about our tips and tricks for setting yourself up for success with used auto lending. You may be considering getting a used car loan for your next vehicle purchase, but have some questions. Consider these tips as […]Learn more
How Are Auto Loans Calculated? (And Why You Should Care)
Learn how auto loans are calculated and why knowing the reason behind it is essential. When shopping for an auto loan, you know that you want the best rate and the lowest payment you can get. But do you ever stop to think about how auto loans are calculated? If not, it’s time to have […]Learn more